UK Banking Compliance
Beyond Checklists.Understanding the Real World of AML, KYC & Financial Crime Compliance.
5+ years of experience across HSBC UK and ICICI Bank helping financial institutions manage customer risk, due diligence, regulatory compliance and financial crime controls — while educating the next generation of AML professionals.
CDD Senior Analyst | AML | KYC | Corporate & Individual Due Diligence | UK Banking Compliance
Sameera Konduri
CDD Senior Analyst
5+
Years of UK Banking Compliance
200+
KYC/CDD Cases Reviewed Monthly
180+
Quality Audits Annually
2
Global Banks (HSBC, ICICI)
The hidden world
Why Do Banks Sometimes Exit Customers?
Most people think KYC is just document verification.
The reality is very different.
Behind every onboarding, review, remediation, sanctions alert, adverse media hit, source of wealth review and customer exit decision lies a complex risk assessment process designed to protect the financial system.
This platform exists to explain that hidden world.
About Sameera
A practitioner first, an educator by choice.
I started in banking operations and found my place in financial crime compliance — the part of a bank where judgement matters as much as process. Over 5+ years across HSBC UK and ICICI Bank, I have reviewed corporate and individual customers under UK jurisdiction requirements, from straightforward onboarding to layered ownership structures that take days to unpack.
My day-to-day work spans Companies House UK verification, PEP, sanctions and adverse media screening, source of funds and source of wealth assessment, and writing the risk narrative that a reviewer, auditor or regulator can follow months later. I collaborate with cross-border due diligence teams, support quality control and DC audit reviews, and coach analysts joining the field.
Along the way I noticed how little practical AML education exists for people trying to break in. So I started publishing what I wish I had when I began — real scenarios, plain explanations and interview preparation grounded in how banks actually work.
- 5+ years of AML/KYC experience
- HSBC UK jurisdiction experience
- Corporate & individual CDD reviews
- Companies House UK verification
- PEP, sanctions & adverse media screening
- Source of funds & source of wealth
- Cross-border due diligence collaboration
- Quality control & DC audit experience
- Mentoring and coaching analysts
- Passion for AML education
Areas of expertise
Fifteen disciplines that make up real due diligence work.
Enhanced Due Diligence (EDD)
Corporate KYC
Individual KYC
PEP & Sanctions Screening
Adverse Media Research
Source of Funds Verification
Source of Wealth Assessment
Risk Assessment
KYC Remediation
Periodic Reviews
Audit Readiness
Financial Crime Compliance
Regulatory Compliance
AML Controls
AML & KYC insights
Practical writing on due diligence, screening and compliance careers.
Visit the full blogAML FundamentalsKYC FundamentalsCDD & EDDPEP & SanctionsAdverse MediaSource of Funds & Source of WealthCustomer Risk AssessmentCustomer Exit ManagementRegulatory UpdatesFinancial Crime Case StudiesInterview PreparationCareer Growth in AML
Customer Exit Management
Why Banks Exit Customers: The Hidden Side of KYC
Exit decisions are rarely about one document. Walk through the risk signals, escalation path and governance behind a customer offboarding.
Read articleSOF & SOW
Understanding Source of Funds vs Source of Wealth
The single most misunderstood distinction in due diligence, explained with the evidence an analyst is expected to obtain for each.
Read articlePEP & Sanctions
PEP Screening Explained
Who counts as a PEP, how close associates and family members are captured, and how to treat true matches versus noise.
Read articleAML Fundamentals
AML Red Flags Every Analyst Should Know
Behavioural, structural and transactional indicators that should never be signed off without a documented rationale.
Read articleCustomer Risk Assessment
Customer Risk Rating Explained
How jurisdiction, product, entity structure and delivery channel combine into a defensible risk score.
Read articleInterview Preparation
KYC Interview Questions for 2026
The questions UK banks actually ask, with the structure hiring managers expect in your answers.
Read articleCorporate KYC
Companies House Verification Guide
Step-by-step verification of UK entities: filings, officers, PSCs and how to unpack layered ownership.
Read articleCareer Growth in AML
What Makes a Good CDD Analyst?
Beyond turnaround time — judgement, narrative writing and knowing when to escalate.
Read articleFree learning resources
Guides, checklists and interview preparation — free to use.
AML Interview Questions
Practice set with model answers
OpenKYC Terminology Guide
Plain-English definitions
OpenAML Glossary
Regulatory and operational terms
OpenRegulatory Bodies Overview
FCA, FATF, OFSI and more
OpenSanctions Screening Basics
Match logic and dispositioning
OpenAML Career Roadmap
Fresher to senior analyst
OpenCDD Review Checklist
Individual customer reviews
OpenCorporate KYC Checklist
Entities and ownership layers
OpenWhere I teach
An AML education community across four platforms.
For hiring teams
Why Recruiters Connect With Me
Hands-on UK jurisdiction due diligence experience, audit-ready documentation habits and a track record of coaching analysts to consistent quality — with stakeholder communication that holds up in front of second-line reviewers.
My resume is shared on request. Connect with me on LinkedIn and send a message — I’ll be happy to share it with you.
- UK Jurisdiction Experience
- Corporate & Retail KYC
- CDD & Remediation
- World-Check Screening
- Audit Experience
- Cross-Border Due Diligence
- Stakeholder Management
- Regulatory Compliance